Checking, Visa and ATM's

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 Lincoln's Most Convenient Checking Service

Convenient online banking, checking, national ATM access, and effective certificate returns are just some of the amazing amenities we offer our members. With Spirit of America Federal Credit Union you can rely on convenient banking anytime, and anywhere you want. Contact us today for more information.

ATM accessibility

Through our CO-OP ATM network affiliates, you’ll have access to over 25,000 ATMs across the country, completely surcharge-free. Call us to learn more. 

Convenient debit checking

Say goodbye to your old checkbook, with our convenient online debit checking you’ll have a secured debit card for all of your shopping needs. Our VISA debit cards are accepted throughout the world. 

Share certificate investing

The highlight of our savings program, we offer outstanding four, six, twelve, twenty-four, or thirty-six-month certificates that will earn the highest possible return we offer on your investment. Find out more by contacting us today.

Anywhere, anytime


At Spirit of America Federal Credit Union, we understand you have a busy schedule and making it to your credit union for a withdrawal or deposit isn’t always possible. That’s why we offer over 25,000 ATM locations through our CO-OP network that are surcharge-free. Our signature VISA-debit cards are linked to your accounts for your convenience and have the latest security protection. Convenience and security are just some of the member benefits you can expect when you go with Spirit of America Federal Credit Union for all your financial needs.

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Rock-solid share certificates


Finding the right saving program may be a challenge, but with Spirit of America Federal Credit Union – you can rest easy knowing your money is secured and growing. Our share certificates come in five outstanding options. Amounts include four, six, twelve, twenty-four, or thirty-six months and dividends are paid monthly and compounded. Ensure your money is working for you by purchasing our certificates today. 

 Contact us today for more information.

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